Attention homeowners in Columbus and Bartholomew County: Need an appraisal?

Here are the top seven reasons why Indiana homeowners order from Jim Taylor:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To cut your mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of real estate to settle an estate in Bartholomew County or the state of Indiana


	Do you own a home in or near Columbus? Do you need help deciding the price of your real estate? Contact Jim Taylor.

At Jim Taylor, we understand the individual needs of a homeowner seeking appraisal services. Our typical business clients get the appraisal process and the customary "products" we deliver to them. But as a general consumer, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Jim Taylor, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.

Challenge a property tax assessment

Let's say your home is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. An appraisal from Jim Taylor is your perfect weapon when contesting your property tax assessment.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're qualified in helping folks just like you delete undesirable PMI insurance.

Recently got a freeze to your HELOC?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. A professional appraisal from Jim Taylor can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for accuracy? Jim Taylor offers field reviews where we go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your property.